Loan Terms & Pricing
COHI Capital has a strong, tenured reputation for fast funding and client-focused service. We have been funding private money real estate loans for more than a decade. We specialize in properties located along the Front Range, up the I-70 corridor, in mountain and ski towns, and select other states.
At COHI, we know that hard money loans are generally more expensive than conventional financing due to the lender’s increased risk. That’s why we offer more affordable, flexible, and outside-of-the-box lending solutions when a conventional loan is not an option.
Call 970-922-3277 or email us now for more information about our private equity lending options for Colorado and select other states.
Free Evaluations ˑ Interest-Only Payments ˑ Fast, Easy, Quick Funding
Disclaimer : We do not make consumer loans or loans primarily for personal, family, or household use.
We have a principal in Colorado and select states, ready to answer any questions or analyze a potential loan. We’re a direct lender of choice for fast, convenient hard money loans.
Details of Our Pricing & Terms
At COHI, we have the expertise, resources, and flexibility to fund loans on several types of commercial and residential properties. We only fund first position loans on real estate. COHI does not fund second position mortgages or offer mezzanine financing.
Property types that may qualify for our short-term real estate loans can include (and are not limited to):
- Residential properties, like multi-family properties, rental properties,and second homes
- Commercial properties, like office and retail buildings, industrial properties, strip malls, gas stations, and much more
COHI believes in fair pricing and terms for all of our loans. That’s why our:
- Rates vary from 11% to 13%, depending on the type of Colorado property and the length of the loan.
- Fees range from 2% to 5%, and there are no upfront fees (for due diligence costs).
- Loan-to-value (LTV) ratio can range up to a maximum of 70%.
- Loan amounts range from $50,000 to $3,000,000, depending on the type of property, the location, and the condition of the property.
- Prepayment terms on each loan are flexible, varying with the length of the loan.
Additionally, with COHI, investors get the benefit of:
- Interest-only payments: Borrowers only pay interest throughout the term of the loan. There are, however, some cases when the payments are built into the loan.
- Extension clauses: All loans can come with an extension clause just in case plans go off course.
Find Out More About Our Pricing & Terms for Hard Money Loans: Contact Us
COHI Capital is a premier direct lender. For more than a decade, we have been funding short-term real estate loans for commercial and residential properties across the state, providing fair pricing and terms for every deal. That’s how we’ve earned a reputation for fast funding and first-class service—and why we’re a hard money lender of choice for Colorado and other select states.
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